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We are the 1st Legal & Licensed Moneylender in Singapore since 1989

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About 1st Credit SG

1st Credit SG is a legal, well-known licensed money lender in Singapore especially in Central Business District (CBD) area. Since 1989, we start our journey to provide money lending services in offering fast cash, personalized loan packages for Singapore residents. We understand the difficulties of urgent stress, reach us and we can solve in a quick time.

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Debt Management

When you are concerned about a lot of debt, we can set you up for better loan management control. See how we manage it for you!

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Quick Approval Process

Transparent Terms

Transparency is important. Our Personal Loan comes with no hidden fees, so you know exactly what you’re getting.

Best Licensed Moneylender in Tanjong Pagar

Monitored and licensed by Registry of Moneylenders Singapore

Being one of the top licensed moneylenders in Tanjong Pagar, we are proud to offer reliable and variety of financial solutions for borrowers in urgent need. When unexpected expenses arise or financial emergencies occur, having access to quick and trustworthy lending options can make all the difference. Our commitment to integrity ensures that borrowers receive transparent and fair terms, without hidden fees or surprises.

We understand the stress that comes with financial uncertainty, which is why our efficient application process and fast approval times are designed to provide immediate relief, faster than traditional bank application, normally within 30 minutes. By prioritizing ethical lending practices, we build trust with our clients, offering them peace of mind and a sense of security.

Our effective loan management strategies are tailored to help borrowers not only meet their immediate financial needs but also manage their debt responsibly. With flexible repayment options and personalized support, we empower our clients to regain control of their finances and work towards a stable financial future.

See how we can assist you in times of urgency with integrity and effectiveness, ensuring you get the support you need when you need it most.

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Loan Product

Personal Loan

Personal loan licensed money lender Singapore | 1st Credit SG

Most popular loan in Singapore available to qualifying individuals, including citizens and authorized foreign residents over the age of 21 with a steady income.

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Payday Loan

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Debt Consolidation

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Debt consolidation combines several outstanding debts into one loan with a lower interest rate, simplifying your debt and making debt repayment more manageable.

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Renovation Loan

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Medical Loan

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Our medical loans offer a simple and efficient solution to cover your healthcare costs, from emergency treatments to elective procedures.

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Business Loan

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Frequently Asked Questions

Discover frequently asked questions about licensed money lender Singapore.

Borrowers in Singapore are protected by regulations set by the Ministry of Law. Licensed money lenders like 1st Credit SG must adhere to these rules, which include a cap on interest rates, fees, and clear communication of loan terms. Borrowers also have the right to transparent contracts and fair treatment.

Warning signs of a loan scam include requests for upfront fees, lack of a physical office, high-pressure tactics, and unsolicited offers. Always verify that the money lender is licensed by the Ministry of Law. 1st Credit SG, for instance, is a licensed money lender and adheres to all regulatory requirements.

The Ministry of Law regulates money lenders in Singapore to ensure fair and transparent lending practices. They set the maximum interest rates, fees, and other lending terms. 1st Credit SG complies with all regulations set forth by the Ministry of Law.

Unlicensed money lenders in Singapore can face severe penalties, including hefty fines and imprisonment. It is crucial to borrow only from licensed money lenders like 1st Credit SG to ensure legal and safe lending practices.

Yes, the Ministry of Law and other financial education platforms provide resources to help borrowers understand money lending. 1st Credit SG also offers educational materials and customer support to answer any questions you may have about the lending process.

List of licensed money lenders in Singapore is available on the Ministry of Law's website. 1st Credit SG is included on this list, ensuring compliance with all legal requirements.

You can reach the 1st Credit SG office by visiting their website for contact details, including phone numbers and office addresses. They are usually located in central, easily accessible areas.

Reviews of money lenders in Singapore, including 1st Credit SG, can be found on various online platforms such as Google Reviews, forums, and financial comparison websites.

The best money lenders for personal loans in Singapore are those that are licensed, have positive customer reviews, and offer competitive interest rates. 1st Credit SG is often recommended for its reliable service and customer satisfaction.

Interest rates can vary among money lenders. 1st Credit SG offers competitive rates, but it is advisable to compare rates from multiple licensed money lenders to find the lowest one that suits your needs.

Loan refinancing with money lenders like 1st Credit SG typically involves assessing your current loan terms and offering a new loan with potentially better terms. It's best to discuss your refinancing options directly with the lender.

In addition to personal loans, money lenders like 1st Credit SG may offer other services such as business loans, payday loans, and debt consolidation loans. They also provide financial advice and support throughout the loan process.

To request a loan extension, contact 1st Credit SG directly to discuss your situation. They will review your request and provide options based on their policies and your loan agreement.

You can check the status of your loan application by contacting 1st Credit SG through their customer service channels, which may include phone, email, or an online portal.