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We are the 1st Legal & Licensed Moneylender in Singapore since 1989
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About 1st Credit SG
1st Credit SG is a legal, well-known licensed money lender in Singapore especially in Central Business District (CBD) area. Since 1989, we start our journey to provide money lending services in offering fast cash, personalized loan packages for Singapore residents. We understand the difficulties of urgent stress, reach us and we can solve in a quick time.
About UsDebt Management
When you are concerned about a lot of debt, we can set you up for better loan management control. See how we manage it for you!
Reach UsQuick Approval Process
Experience a quick approval times, normally we will pay cash ON THE SPOT. So you can access the funds you need without delay.
Transparent Terms
Transparency is important. Our Personal Loan comes with no hidden fees, so you know exactly what you’re getting.
Best Licensed Moneylender in Tanjong Pagar
Monitored and licensed by Registry of Moneylenders Singapore
Being one of the top licensed moneylenders in Tanjong Pagar, we are proud to offer reliable and variety of financial solutions for borrowers in urgent need. When unexpected expenses arise or financial emergencies occur, having access to quick and trustworthy lending options can make all the difference. Our commitment to integrity ensures that borrowers receive transparent and fair terms, without hidden fees or surprises.
We understand the stress that comes with financial uncertainty, which is why our efficient application process and fast approval times are designed to provide immediate relief, faster than traditional bank application, normally within 30 minutes. By prioritizing ethical lending practices, we build trust with our clients, offering them peace of mind and a sense of security.
Our effective loan management strategies are tailored to help borrowers not only meet their immediate financial needs but also manage their debt responsibly. With flexible repayment options and personalized support, we empower our clients to regain control of their finances and work towards a stable financial future.
See how we can assist you in times of urgency with integrity and effectiveness, ensuring you get the support you need when you need it most.
Fill out the form to talk to our financial advisor now!
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Loan Product
Personal Loan

Most popular loan in Singapore available to qualifying individuals, including citizens and authorized foreign residents over the age of 21 with a steady income.
Learn MorePayday Loan

Payday loans are ideally suited for individuals facing immediate financial needs. If you find yourself in emergencies cash before payday, this might be an option to look into.
Learn MoreDebt Consolidation

Debt consolidation combines several outstanding debts into one loan with a lower interest rate, simplifying your debt and making debt repayment more manageable.
Learn MoreRenovation Loan

Enjoy competitive rates, flexible repayment plans and a hassle-free application process to make your home improvement projects a reality.
Learn MoreMedical Loan

Our medical loans offer a simple and efficient solution to cover your healthcare costs, from emergency treatments to elective procedures.
Learn MoreBusiness Loan

We offer tailored business loans for all sizes, including SME working capital loans, SME microloans and investment loans for larger enterprises.
Learn MoreFrequently Asked Questions
Discover frequently asked questions about licensed money lender Singapore.
What protections are in place for borrowers from money lenders in Singapore?
Borrowers in Singapore are protected by regulations set by the Ministry of Law. Licensed money lenders like 1st Credit SG must adhere to these rules, which include a cap on interest rates, fees, and clear communication of loan terms. Borrowers also have the right to transparent contracts and fair treatment.
What are the warning signs of a loan scam in Singapore?
Warning signs of a loan scam include requests for upfront fees, lack of a physical office, high-pressure tactics, and unsolicited offers. Always verify that the money lender is licensed by the Ministry of Law. 1st Credit SG, for instance, is a licensed money lender and adheres to all regulatory requirements.
What is the role of the Ministry of Law in regulating money lenders in Singapore?
The Ministry of Law regulates money lenders in Singapore to ensure fair and transparent lending practices. They set the maximum interest rates, fees, and other lending terms. 1st Credit SG complies with all regulations set forth by the Ministry of Law.
What penalties do unlicensed money lenders face in Singapore?
Unlicensed money lenders in Singapore can face severe penalties, including hefty fines and imprisonment. It is crucial to borrow only from licensed money lenders like 1st Credit SG to ensure legal and safe lending practices.
Are there any educational resources for understanding money lending in Singapore?
Yes, the Ministry of Law and other financial education platforms provide resources to help borrowers understand money lending. 1st Credit SG also offers educational materials and customer support to answer any questions you may have about the lending process.
Where can I find a list of licensed money lenders in Singapore?
List of licensed money lenders in Singapore is available on the Ministry of Law's website. 1st Credit SG is included on this list, ensuring compliance with all legal requirements.
How do I reach the 1st Credit SG office?
You can reach the 1st Credit SG office by visiting their website for contact details, including phone numbers and office addresses. They are usually located in central, easily accessible areas.
Where can I find reviews of money lenders in Singapore?
Reviews of money lenders in Singapore, including 1st Credit SG, can be found on various online platforms such as Google Reviews, forums, and financial comparison websites.
What are the best money lenders in Singapore for personal loans?
The best money lenders for personal loans in Singapore are those that are licensed, have positive customer reviews, and offer competitive interest rates. 1st Credit SG is often recommended for its reliable service and customer satisfaction.
Which money lender in Singapore offers the lowest interest rates?
Interest rates can vary among money lenders. 1st Credit SG offers competitive rates, but it is advisable to compare rates from multiple licensed money lenders to find the lowest one that suits your needs.
How do money lenders in Singapore handle loan refinancing?
Loan refinancing with money lenders like 1st Credit SG typically involves assessing your current loan terms and offering a new loan with potentially better terms. It's best to discuss your refinancing options directly with the lender.
What additional services do money lenders in Singapore offer?
In addition to personal loans, money lenders like 1st Credit SG may offer other services such as business loans, payday loans, and debt consolidation loans. They also provide financial advice and support throughout the loan process.
How do I request a loan extension from a money lender in Singapore?
To request a loan extension, contact 1st Credit SG directly to discuss your situation. They will review your request and provide options based on their policies and your loan agreement.
How do I check the status of my loan application with a money lender in Singapore?
You can check the status of your loan application by contacting 1st Credit SG through their customer service channels, which may include phone, email, or an online portal.