We serve you as 1st

Borrowers in Singapore are protected by regulations set by the Ministry of Law. Licensed money lenders like 1st Credit SG must adhere to these rules, which include a cap on interest rates, fees and clear communication of loan terms. Borrowers also have the right to transparent contracts and fair treatment.

Warning signs of a loan scam include requests for upfront fees, lack of a physical office, high-pressure tactics and unsolicited offers. Always check that the lender is licensed by the Ministry of Law. For example, 1st Credit SG is a licensed lender and complies with all regulatory requirements.

The Ministry of Law regulates money lenders in Singapore to ensure fair and transparent lending practices. They set the maximum interest rates, fees and other lending terms. 1st Credit SG complies with all regulations set forth by the Ministry of Law.

Unlicensed money lenders in Singapore can face severe penalties, including hefty fines and imprisonment. It is crucial to borrow only from licensed money lenders like 1st Credit SG to ensure legal and safe lending practices.

Yes, the Ministry of Law (MinLaw) and other financial education platforms provide resources to help borrowers understand money lending. 1st Credit SG also offers educational materials and customer support to answer any questions you may have about the lending process.

List of licensed money lenders in Singapore is available on the Ministry of Law's website. 1st Credit SG is included on this list, ensuring compliance with all legal requirements.

You can easily reach our office by 5 minutes walk from Tanjong Pagar MRT Exit A. We are located at Tanjong Pagar Plaza entrance on your right hand side (1st Floor). Cannot spot our outlet? No worries, call us at 62665422 and we will guide you to find us.

Reviews of money lenders in Singapore, including 1st Credit SG, can be found on various online platforms such as Google Reviews, forums and financial comparison websites.

The best money lenders for personal loans in Singapore are those that are licensed, have positive customer reviews and offer low interest rates. 1st Credit SG is often recommended for its reliable service and customer satisfaction.

Interest rates can vary among the licensed money lenders. 1st Credit SG offers low interest rates and it is advisable to compare interest rates from multiple licensed money lenders to find the lowest one that suits your needs.

When you refinance a loan with a licensed money lender in Singapore, they will first assess your current loan's terms (e.g., outstanding balance, interest rate, repayment period) and your current financial situation. Based on this, they may offer you a new loan, potentially with more favorable terms such as a lower interest rate or adjusted monthly payments. It's always best to have a detailed discussion with the lender about your refinancing options to understand the benefits and any associated costs.

Other than personal loans, money lenders like 1st Credit SG may offer other services such as business loans, payday loans and debt consolidation loans. We are also provide financial advice and support throughout the loan process.

To request a loan extension, contact money lender directly to discuss your situation. For example, 1st Credit SG will review your request and provide options based on our policies and your loan agreement.

You can check your loan application status by contacting 1st Credit SG through our customer service channels, which may include phone, email or online portal.