Business Loan

Raising capital or financing a start-up can be daunting, especially with the difficulty of securing bank loans.
At 1st Credit SG, we understand these challenges.
We offer tailored business loans for all sizes,
including SME working capital loans, SME microloans, and investment loans for larger enterprises.

Apply Now

How It helps

Advantage of choosing us

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Customized Loan

We tailor our repayment terms to align with your financial condition, helping you manage your loan and repay it without stress.

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Easy Online Loan Application

Applying for our business loan is fast and simple, and you can conveniently complete the process online from your home.

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Instant Approval, Instant Cash

As soon as your business loan is approved, the funds are made available right away, giving you instant access to cover your urgent financial needs.

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No Hidden Charge

We are committed to full transparency. Our loan terms are simple and clear, with no hidden charges or unexpected surprises.

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High Privacy Confidential

Your personal and financial details are safeguarded and kept confidential.

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Low Interest Rate

Enjoy competitive interest rates that make borrowing more affordable.

How to Apply?

3 simple steps to get your cash

Step 1

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Fill out and send your loan application online.

Step 2

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Visit our office to meet your dedicated financial officer and learn the details of your loan.

Step 3

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Get your loan approved in minutes. Sign-off and receive money on the spot.

Eligibility and Documents for Individual Loans

To apply for a Business Loan in Singapore, borrowers must be at least 18 years old. Eligible applicants include Singapore Citizens, Permanent Residents, or Foreigners holding valid work passes, such as a Work Permit, S Pass, or Employment Pass.

Singapore Citizen / Permanent Resident

  • NRIC
  • SingPass Login
  • Latest 3 Months Payslips / CPF Contribution
  • Proof of Address

Foreigner

  • Passport / Work Pass / FIN
  • Latest 3 Months Payslips
  • If any, other income documents
  • Proof of Address

FREQUENTLY ASK QUESTIONS
(FAQ)

While having bad credit can make it more challenging to secure a business loan, it is still possible. We will try to working on your loan amount, though these loans may come with higher interest rates and stricter terms.

A secured business loan requires collateral, such as property or equipment, which the lender can seize if the loan is not repaid. An unsecured business loan does not require collateral but typically has higher interest rates and stricter qualification criteria.

The amount you can borrow depends on several factors, including the type of loan, the lender's policies, your business's financial health, and your creditworthiness. Loan amounts can range from a few thousand dollars to several million.

You can visit our branch at Fu Lu Shou Complex at 149 Rochor Road #01-07 Fu Lu Shou Complex Singapore 188425. Or call for +65 6266 5422

Need our help? Apply Now!

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