Debt Consolidation / Refinancing
We understand that managing multiple debts can be overwhelming and stressful.
Our debt consolidation services are designed to simplify your financial life by
combining all your existing debts into a single, manageable loan.
This approach not only streamlines your payback period but can also potentially
reduce your overall interest costs, making it easier for you to regain control of your finances.
How It helps
Advantage of choosing us

Customized Loan
We customize our repayment terms to your financial scenario, enabling you to handle and repay your loan comfortably.

Easy Online Loan Application
Our debt consolidation loan application is designed to be quick and easy, enabling you to apply online without leaving your home.

Instant Approval, Instant Cash
Once your debt consolidation gets approved, the funds are transferred immediately, ensuring you have instant access to cover any urgent expenses.

No Hidden Charge
We uphold complete transparency. Our loan conditions are straightforward and clear, ensuring there are no hidden fees or surprises.

High Privacy Confidential
Your personal and financial information is kept secure and confidential.

Low Interest Rate
Borrow at competitive interest rates that help make it more affordable.
How to Apply?
3 simple steps to get your cash
Step 1

Submit your loan request through our online portal.
Step 2

Come to our office to consult with your designated financial officer and understand the details of your loan.
Step 3

Get your loan approved within hour. Sign-off and receive money on the spot.
Eligibility and Documents for Individual Loans
To apply for a Debt Consolidate Loan in Singapore, borrowers must be at least 18 years old. Eligible applicants include Singapore Citizens, Permanent Residents, or Foreigners holding valid work passes, such as a Work Permit, S Pass, or Employment Pass.
Singapore Citizen / Permanent Resident
- NRIC
- SingPass Login
- Latest 3 Months Payslips / CPF Contribution
- Proof of Address
Foreigner
- Passport / Work Pass / FIN
- Latest 3 Months Payslips
- If any, other income documents
- Proof of Address
FREQUENTLY ASK QUESTIONS
(FAQ)
How does debt consolidation work?
Debt consolidation works by taking out a new loan to pay off your existing debts. You then make a single monthly payment to the new lender. This can be done through personal loans, balance transfer credit cards, or home equity loans.
How do I know if debt consolidation is right for me?
Debt consolidation may be right for you if you have multiple high-interest debts, struggle to keep track of payments, and can secure a lower interest rate on the consolidation loan. Consulting with us, we can provide personalized advice.
What documents do I need to apply for a debt consolidation loan?
Commonly required documents include proof of income, a list of your current debts, credit reports, and identification documents (NRIC / Permit).
Can I consolidate both secured and unsecured debts with your service?
Yes, we offer solutions for both secured and unsecured debts. Our financial advisors can help you determine the best consolidation strategy based on your specific needs and financial situation.