Personal Loan
At 1st Credit SG, we are more than just a lender; we are your financial partner.
Our personal loan services are designed to provide you with the financial support you need,
backed by a mission that prioritizes ethical practices, customer satisfaction, and community well-being.
Contact us today to learn more about our personal loan options and how we can help you achieve your financial goals.
How It helps
Advantage of choosing us
Customized Loan
We offer flexible repayment terms tailored to your financial situation, making it easier for you to manage your loan and repay it comfortably.
Easy Online Loan Application
Our personal loan application process is quick and straightforward, allowing you to apply online from the comfort of your home.
Instant Approval, Instant Cash
Once your personal loan is approved, funds are disbursed immediately, providing you with instant access to the money you need to cover your urgent expenses.
No Hidden Charge
We believe in complete transparency. Our loan terms are clear and straightforward, with no hidden fees or surprises.
High Privacy Confidential
Your personal and financial information is kept secure and confidential.
Low Interest Rate
Enjoy competitive interest rates that make borrowing more affordable.
How to Apply?
3 simple steps to get your cash
Step 1
Use our online platform to submit your loan application.
Step 2
Meet your exclusive financial officer at our office and understand the specifics of your loan.
Step 3
Get your loan approved within hour. Sign-off and receive money on the spot.
Eligibility and Documents for Individual Loan
To apply for a personal loan in Singapore, borrowers must be at least 18 years old. Eligible applicants include Singapore Citizens, Permanent Residents or Foreigners holding valid work passes, such as a Work Permit, S Pass or Employment Pass.
Singapore Citizen / Permanent Resident
- NRIC
- SingPass Login
- Latest 3 Months Payslips / CPF Contribution
- Proof of Address
Foreigner
- Passport / Work Pass / FIN
- Latest 3 Months Payslips
- If any, other income documents
- Proof of Address
FREQUENTLY ASK QUESTIONS
(FAQ)
I have existing loans with other licensed money lenders. Can I still apply for loan from 1st Credit SG?
Yes, you are still welcome to apply for a loan with us! We are willing to assist borrowers as many as possible with the best loan packages. Contact us now!
Where to get personal loan in Singapore?
If you’re looking for a personal loan in Singapore, 1st Credit SG is a trusted option. Established in 1989, it is the first licensed money lender in Singapore, offering reliable and regulated loan services. With decades of experience, 1st Credit SG provides competitive interest rates, flexible repayment plans and a hassle-free application process. Whether you need a loan for emergency expenses, business funding or personal needs, our professional team ensures a transparent and smooth borrowing experience.
For a fast and secure personal loan, visit 1st Credit SG today and get the financial support you need!
What fees or charges are allowed for applying a personal loan?
There are 4 fees that licensed moneylenders are allowed to collect. These fees are listed below:
- Up to 10% Administrative Fee (deducted upfront from your loan amount)
- Up to 4% Interest Fee per month
- Up to 4% Late Interest Fee per month
- Up to $60 Late Fee per month
Please do not hesitate to reach out to us. Our professional financial advisors are ready to assist and resolve your financial problems.
When will my personal loan be approved and when can I receive the loan?
If you meet all the requirements, loan will be disbursed to you within 30 minutes! We are highly recommend you to send us your loan application before visiting our office. Click here to fill in the online form.
Visit our office and talk to our expert consultants now!